Page 3 - CMA Journal (July-August 2025)

2 President's Message

3 From the Desk of Chief Editor

Volume : 34.4 l Jul-Aug 2025
Exclusive Interviews

5 9 11 14 16 21 23

Mr. Jameel Ahmad Ms. Holly Fang Mr. Nadeem Hussain Mr. Danish A. Lakhani Mr. Fawad Abdul Kader Mr. Omair Ansari Syed Faraz Javed
Governor President, Singapore Founder & Coach, Founder & CEO Founding CEO – Co-Founder & CEO Chief Digital Technology
State Bank of Fintech Association Planet N Group of NayaPay Contrivus and Abhi Pvt. Ltd. Officer at Seen Tarbi for Fintech
Pakistan (SBP) Companies and Chairman, Former Country (X² Platform), Saudi Arabia
Pakistan Fintech Association Manager, Paymob and former CIO of NayaPay
25 Corporate Leaders of ICMA Article Section

Focus Section 73 Using Candlesticks and
Stock Market Pin Bar Strategy:
Moving Averages
26 Digital Payments in Pakistan: 47 Cybersecurity Risk Governance in By: Rizwan Ahmad Khan, FCMA
Progress and Challenges
Pakistan’s Fintech Sector:
By: Muhammad Tanveer Ul Qamar, FCMA A Critical Assessment Top Technology Trend
By: Dr. Azeema Usman
Top Technology Trends
29 Public Finance Management 52 Fintech, Data Analytics, and 76 of 2025: The Innovations
Through Data Analytics
Financial Inclusion in Pakistan
Reshaping our Future
By: Said Faheem Jaffer, FCMA By: Gulnaz Akhtar, FCMA By: Alia Noor, FCMA
32 Friend, Not Foe: AI and the Future 56 Machine Learning for Financial Sector Brief
Fraud Detection
Role of CMAs
By: Sidra Nasir, ACMA Muhammad Sarfraz Arshad, FCMA Digital Payments and
78 E-commerce Sector of Pakistan
By: Research & Publications Department, ICMA
35 Beyond Automation: How Agentic AI 58 Reforming Finance Education for
the Fintech Era
is Transforming Finance Leadership
By: Shahbaz Sarwar, FCMA By: Ali Raza Sattar, ACMA Economy Watch
Pakistan’s National
38 FinTech Frontiers: How Digital 62 Technology: Subservient 81 AI Policy 2025: Roadmap to
Payments and Data Analytics are
to Humanity
Reshaping Finance in Pakistan By: Syed Shamim Ahmed, FCMA Digital Transformation
By: Research & Publications Department, ICMA
By: Dr. Abubakar Khaliq, Ph.D. Pakistan’s Fintech and Data Analytics 83
41 Leveraging Data Analytics for 64 Landscape: Lessons from MENA Economy News
Tax Reform and Revenue Mobilization
Countries for a Data Powered Economy
By: Imtiaz Bashir, FCMA By: Research & Publications Department, ICMA Regulatory Watch
44 Building a Data-Driven Tax System 69 ICMA-Gallup Survey 84 Regulatory News
in Pakistan
By: Muhammad Ammad Ansari, ACMA
Use of Data Analy cs by Finance Reviews
Professionals in Pakistan
Reviews of Selected Books
Sep-Oct 2025 Nov-Dec 2025 85 and Articles
Reviving Pakistan’s Industry Greening Pakistan’s Economy: DI DISCLAIMER: The Chartered Management
Our Next Through Tariff and Policy Reforms Climate Finance and ESG Reforms A Accountant is published bi-monthly. Views or
Issues o opinions expressed by the authors of the articles
p published in this Journal do not necessarily reflect
th
th
Submission Deadline: 15 October 2025 Submission Deadline: 10 December 2025
the views of the publisher and/or the Editor..
the views of the publisher and/or the Editor
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